cbhs gym membership claim. What benefits can you claim with a CBHS membership? If you hold hospital or package coverage with CBHS, you might qualify for our Chronic Disease Management Program. cbhs gym membership claim

 
 What benefits can you claim with a CBHS membership? If you hold hospital or package coverage with CBHS, you might qualify for our Chronic Disease Management Programcbhs gym membership claim au or contact Member Care on 1300 654 123

As a proudly not-for-profit health fund, every dollar we’ve earned has gone back into growing CBHS and helping the individuals and families we insure. Description. 1. Please send important information via post. Best Gym. Each Better Living Program is subject to its own eligibility criteria. Further information about Access Gap Cover. 1 Must be approved by CBHS Corporate Health. About health & wellbeing. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. Please send this claim form and any additional information: By Post: CBHS Health Fund Limited Locked Bag 5014, Parramatta NSW 2124 Fax: 02 9843 7676 Email: claims@cbhs. Step 4: Log into myBupa to submit your claim and attach your receipt. Get paid sooner - within 1-2 business days for web. com. The, simply provide this to us when submitting your. Keep your premiums lower by excluding services like pregnancy or joint replacements. 1. Their optometrists can. Our events and resources page contains lots of evidence-based health and wellness information and practical guides from CBHS professionals, including free webinars, online health challenges. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by This means you cannot claim during the waiting period and will need to pay. 1. / / (()) 1 1. au or phone 1300 174 538. To check if your hospital holds an agreement, visit our website at cbhs. holds an agreement with CBHS, you reduce, if not eliminate, out-of-pocket To check if your hospital holds an agreement, visit our website at cbhs. Please see our FAQS here about this security update or contact our Member Care Centre on 1300 654 123 (Mon-Fri AET 8am. Step 1: Ensure your local mole mapping clinic (or skin checks clinic) is a Bupa recognised provider. CBHS Health Fund Limited ABN 87 087 648 717. org. At CBHS we help you manage your health challenges. 2 days ago · Anytime Fitness Jurong East gym member claims he was charged S$120 tailgating fee 'wrongly', gym denies. ^ T&Cs apply. Gym memberships and health checks are just the beginning. au or contact Member Care on 1300 654 123. If you hold a combined Hospital and Extras cover, the refund will represent around 10% of your total premium for May. *A benefit is not payable in respect of a service that was rendered to a member if the services can be claimable from any other source. com. To check if your hospital holds an agreement, visit our website at cbhs. At CBHS we help you manage your health challenges. 24 September 2019. To check if your hospital holds an agreement, visit our website at cbhs. “Compensable Injury” means an injury which the OSHC Member knows, or reasonably suspects, is subject to a right to make a Claim for compensation or damages. The fastest way to claim is online via Member Centre or on your smartphone using our app. The benefit is available to Membership. Types of cover:. au or contact Member Care on 1300 654 123. au/ choice-network Outside of National ChoiceWe've got you covered. 99 per week. To check if your hospital holds an agreement, visit our website at cbhs. Access Gap Cover Many people admitted to hospital as private patients can find themselves faced with out-of-pocket expenses, or ‘gaps’. 1 million people involved in sports are women, which means there are around 5 million women running, swimming, lifting weights,. Assisting counselors and therapists. Wellness benefits for a variety of health checks and programs designed to assist you in better managing your health and wellbeing e. 1. If your Extras cover offers a benefit on gym membership, how about finding a gym that offers yoga and Pilates as part of their class timetable. 6 months for periodontics, endodontics, facings and dentures. Must be approved by CBHS. Also, where a member upgrades their cover, they must wait for 12 months toholds an agreement with CBHS, you reduce, if not eliminate, out-of-pocket To check if your hospital holds an agreement, visit our website at cbhs. At CBHS we help you manage your health challenges. We paid 1,177 claims for Hospital Substitute Treatments in FY19 20%. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. 1. Under CBHS Wellness Benefits, members can claim towards a health management program. 2. Maintaining a healthy mind and body. The CBHS Health Mobile App makes it easy to manage your membership and get the most out of your fund membership. Claiming your benefits Non-admitted medical services Claims for medical services provided in a hospital, day surgery, privateThe 2020-21 Winter Sports Season begins on Monday, November 30th. This includes things like hospital accommodation, ambulance transport, and even medical evacuation back to Australia. com. Alternatively, email claims@cbhs. Our Better Living Programs are available to support eligible members towards a healthier lifestyle. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. 2020. This service is available to CBHS members 24/7. Enjoy a wide range of Member discounts across various products and services including: optical, CSIRO Total Wellbeing Diet, Physiotherapy and rehabilitation. CBHS Corporate Health brings you the same award-winning service and expert health cover, but is open to everyone. com. Author: gingerwong706 (Initiate) 2 Aug 2023. CBH Compliance Report fraud, waste and abuse. We are the gold standard of Student-Athletes in our community. At CBHS, keeping your personal information safe and secure is our highest priority. Declaration (to be completed by the practioner). How long does it take CBHS to pay Extras claims? If your service provider has HICAPS or iSOFT facilities, all you need to do is give them your membership card and the benefit will be. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by1. If he's eligible to claim gym membership against his business income as he made video at gym centre frequently. holds an agreement with CBHS, you reduce, if not eliminate, out-of-pocket expenses for hospital fees. Medicare Claim Form CBHS Extras or packaged cover offers benefits for health management programs that include gym memberships or personal training. Thu Feb 22. We’re proud to be a not-for-profit health fund, driven by the needs of our members to deliver the best possible health insurance. • Login using Touch ID, Face ID, or PINWhy CBHS: Why subscribe CBHS; Testimonials & stories; Member-owned fund; Wherefore do ME need social health travel? Physical insurance explained: Check your eligibility; Switching health insurance providers; Waiting periods;. CBHS helped my family immensely, mainly my mother who died of brain cancer a few. com. 1. The guides detail billing guidelines, duplicate billing, corrected claims processes and many more topics. The health and happiness of our members is at the heart of everything we do. Help to improve blood pressure, cholesterol and blood sugar levels. All hospital related treatments with a Medicare item number are covered. update your policy and view claim progress all from our convenient mobile app. Step 2: Visit the clinic for your appointment. We believe in offering you the services, support and tools you need to live your best life. Claiming your benefits Non-admitted medical services Claims for medical services provided in a hospital, day surgery, privateMember owned, not-for-profit. This means you cannot claim during the waiting period and will need to pay. Reply 0. 2. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified byIf we do not receive a response from you within 60 days, we will hold the amount of the refund (less an administration fee), pending contact from you. CBHS Health Fund Limited ABN 87 087 648 717. If your Extras cover offers a benefit on gym membership, how about finding a gym that offers yoga and Pilates as part of their class timetable. Claiming your benefits Non-admitted medical services Claims for medical services provided in a hospital, day surgery, privateOverseas Student Health Cover Fund Rules 6 “Exclusion” means CBHS International Health will not pay Benefits towards Hospital and medical costs for services listed as an Exclusion. Cover. Click here to download form. Need Hospital, Extras or package health cover? Choose CBHS for more care, more support and more value. Each gym has its own schedule, but those that offer classes include them in the membership fee. 2. 5%. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. To check if your hospital holds an agreement, visit our website at cbhs. Claim on gym membership or personal training under your Extras cover. ) • Banner (Football Stadium, Basketball Gym, Softball/Baseball Fields) • Announcement @ Home Football Games, Basketball Games, Softball/Baseball Fields Games* *If press box coverage is available. 1. CBHS Corporate Health brings you the same award-winning service and expert health cover, but is open to everyone. The QRGs include targeted claims and authorization instructions per provider type. 2. For any provider inquiries, please contact us on 1300 654 123 . GP visits, Specialist fees. With CBHS Corporate Health,. Amount/Item Covered. How do I make a claim? You can make claims online, in store, by mail or via your OSHC provider. If you have any problems or issues using ECLIPSE to process CBHS claims, please contact our Member Care Centre by calling 1300 654 123. Mr Mrs Miss Ms Dr Claimant’s Surname D. Fitness; Membership;. Claiming your benefits Non-admitted medical services Claims for medical services provided in a hospital, day surgery, emergencyholds an agreement with CBHS, you reduce, if not eliminate, out-of-pocket expenses for hospital fees. The benefit is available to *A benefit is not payable in respect of a service that was rendered to a member if the services can be claimable from any other source. Statistics show that CBHS members who completed the 24-week The Digital Wellness Total Wellbeing Lifestyle Plan lost an average of 6. See Westfund for details. Approval form is available from CBHS. claimable items. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. See a list of online doctor providers in Australia and. HICAPS is an acronym for Health Industry Claims and Payments System. To check if your hospital holds an agreement, visit our website at cbhs. Help lose weight or maintain a healthy weight. Must be approved by CBHS. Must be approved by CBHS. Rather than chasing profits from shareholders or overseas investors, we reinvest our profits into the fund to help develop. g. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. Back to CBHS home. After two years, you'll need to submit a new form to continue claiming for this service. Membership eligibility Current employee Former employee CBA Group contractor Name of employerClaim online by data on to the CBHS Corporate Health Member Centre and following these five easy steps:. Questions? Call Us Now: 1300 654 123holds an agreement with CBHS, you reduce, if not eliminate, out-of-pocket expenses for hospital fees. If you have a pre-existing condition, a waiting period of 12 months will apply before we will pay hospital or medical benefits towards any treatment for that condition. Access to CBHS Member Centre. What are the advantages of claiming online? Find out how much your benefit is instantly Claim all extras and ambulance services Upload receipts online, even from your mobile. com. CBHS Gym Home Details about Wrestling: Individual State. 2. RECEIPTS PLEASE ATTACH RECEIPTS 3. au. Leoni Jesner is a health and fitness writer who specializes in nutrition and. Review rating Claim Made Plan Coverage Coverage Type Under 30 Transparency Customer Service Claim Approved Is Verified Incentivised Review. You’ll only need to show your CBHS International Health membership card and photo ID before treatment and pay any out-of-pocket costs that may be applied. [email protected] CBHS Corporate Health can only pay a benefit for gym membership/personal trainer where the gym/personal trainer service is provided as part of a health management. doctor or GP) Hospital. Member health At CBHS we help you manage your health challenges. Members can also claim after the treatment via the CBHS Corporate Health mobile claiming app or through email, fax or. Discover the Brotherhood at CBHS!As a member of CBHS, you can claim on optical extras: Your health fund’s coverage for optical services such as prescription frames, lenses or glasses. From waiting periods to information on what you can claim, this article will guide you through some of the things you may need to prepare for. Must be approved by CBHS. Please enter a valid email address. au or contact Member Care on 1300 654 123. Your personal details 2. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. Claiming with CBHS Corporate Health is fast, simple and efficient, because we’ve made easy and stress-free claiming one of our top priorities for members. Access an online doctor when you work or study in Australia. Must be approved by CBHS. g. Must be approved by CBHS. You can swipe your membership card to claim directly on the spot using your provider’s HICAPS or iSOFT terminal. com. au Claim Form 1. Book online for appointments from 8am – 8pm every day (AEDT) or call 1800 719 795 if you require urgent care after 8pm. Fri Feb 16. au. At CBHS we help you manage your health challenges. Making Claims through HICAPS and HealthPoint. O. We’re here to support you in any way we can, so please don’t hesitate to call us on 1300 654 123. Claiming your benefits Non-admitted medical services Claims for medical services provided in a hospital, day surgery, privatethe determination, CBHS’ doctor will have regard to any information provided by the member’s doctor. * T&Cs apply. 2. “Facility Fee” means a fee raised by an. Must be approved by CBHS. au or contact Member Care on 1300 654 123. 2. Our Better Living Programs are available to support eligible members towards a healthier lifestyle. au or phone 1300 174 537. an agreement with CBHS, you reduce, if not eliminate, out-of-pocket expenses for hospital fees. This service is available to CBHS members 24/7. • Login using Touch ID, Face ID, or PIN • Submit claim receipts. Claiming your benefits Non-admitted medical services Claims for medical services provided in a hospital, day surgery, privateCBHS International is an app developed by CBHS Corporate Health PTY LTD. 2. CBHS Health Fund Average margins for Member Health funds in 2018-2019 was 2. 12-month term $16. The CBHS Business Health claiming rules furthermore the technical of use to online claiming are available during the eClaims process in the CBHS Corporate Health Member Centre. for the CBHS Member Centre. Alumni - Christian Brothers High School offers a private Catholic school experience for boys in grades 9-12. • Login using Touch ID, Face ID, or PIN. Philadelphia Crisis Line 215-685-6440 888-436-7482 (TTY) Emergency Contacts. holds an agreement with CBHS, you reduce, if not eliminate, out-of-pocket expenses for hospital fees. Find out more about OSHC and get a quote today. 22. Extras help pay for everyday health services like dental, optical, physio, chiro and alternative therapies not usually covered by Medicare. However, this may not apply if the services are rendered in public hospitals in shared rooms. 2. Types of cover:. 1. The CBHS Health Mobile App makes it easy to manage your membership and get the most out of your fund membership. For any other questions or enquiries, our Member Care team is available 8am - 7pm AET (Monday - Friday) on 1300 654 123 or at help@cbhs. com. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by1 CBHS Corporate Health can only pay a benefit for gym membership/personal trainer where the gym/personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. Membership eligibility Current employee Former employee CBA Group contractor Name of employerAccess our online member centre by logging in to see your account details, pay your premiums online and more. Enjoy a wide range of Member discounts across various products and services including: optical, CSIRO Total Wellbeing Diet, Physiotherapy and rehabilitation. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. Sole parents health insurance; Why CBHS: Why join CBHS; Testimonials & stories; Member-owned fund; How make I need private health insurance? Health insurance explained: Check your eligibility;. For any other questions or enquiries, our Member Care team is available 8am - 7pm AET (Monday - Friday) on 1300 654 123 or at help@cbhs. Leoni Jesner, ACE-CPT. Claiming your benefits Non-admitted medical services Claims for medical services provided in a hospital, day surgery, privateholds an agreement with CBHS, you reduce, if not eliminate, out-of-pocket To check if your hospital holds an agreement, visit our website at cbhs. Our top picks: Best Overall Gym Membership: LA Fitness. 2. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. 12 months for artificial aids, health care appliances, oxygen apparatus and hearing aids. au. Simply call 1300 654 123. au or contact Member Care on 1300 654 123. It's currently not in the top ranks. au or contact Member Care on 1300 654 123. Must be approved by CBHS. To check if your hospital holds an agreement, visit our website at cbhs. Hospital psychiatric services**, rehabilitation and palliative care. 8% of their body weight, with average improvements across all programs: Another CBHS member who took on The Digital Wellness Total Wellbeing Lifestyle Plan with great success is CBHS member, Stuart. For example, if the service is restricted under your membership and you are staying in a private room in a public hospital, you may need to pay large out-of-pocket costs. To check if your hospital holds an agreement, visit our website at cbhs. Claiming your benefits Non-admitted medical services Claims for medical services provided in a hospital, day surgery, emergencyBasic Extras. Optical. CBHS helped my family immensely, mainly my mother who died of brain cancer a few years ago. 1. Why CBHS: Why attach CBHS; Testimonials & books; Member-owned fonds; Why do IODIN need secret health insurance? Health insurance explained: Check your eligibility; Switching health insurance providers; Waiting periods;. Your fitness centre or weight. For eligible services provided by GP’s who are part of the CBHS International. - A Health Management Form must be signed prior to commencing the health management program and is valid for 2 years from date of the first claim. com. PLEASE ATTACH RECEIPTS. Member health. Brothers Athletics. We believe in offering you the services, support and tools you need to live your best life. The CBHS International app makes it easy to manage your health cover claims and get the most out of your membership. eClaims can be submitted provided they are not subject to a Workers Compensation, third party insurance or damages claim. iPad. Find out more about CBHS’s hospital cover here or call us on 1300 654 123. claimable items. Sources: Digital Wellness Better Living Program report 9 Jul. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by 1. Paper claims email - claims@cbhscorp. Specsavers are community-focused and committed to high standards of service and expertise. / ( ) ( ) 1 1. Must be approved by CBHS. If you cannot find your card, feel free to contact our helpful staff on 1300 654 123 or via [email protected] or contact Member Care on 1300 654 123. For more info on wait periods with CBHS OSHC, click HERE. To check if your hospital holds an agreement, visit our website at cbhs. Speak to our Member Care team on 1300 654 123 or email help@cbhs. CBHS helped my family immensely, mainly my mother who died of brain cancer a few years ago. Claiming your benefits Non-admitted medical services Claims for medical services provided in a hospital, day surgery, privateFor more information visit our website at cbhs. Each Better Living Program is subject to its own eligibility criteria. Please attach receipts. Types of cover: Hospitality & Extras;. Services you can claim Rules to follow when making a claim Hospital and medical claims Chiropractic Dental Dietary services Health care aids Occupational Therapy If you’re claiming for health management services such as gym memberships and personal training, you’ll need to have your GP, specialist, or allied health service provider complete a Health Management Program (HMP) Authorisation Form. Your rehabilitation and recovery are just as important as your operation. Why CBHS: Why join CBHS; Testimonials & stories;Careers at CBHS. 2. To help protect your personal information, CBHS has implemented mandatory multi-factor authentication. Then from that date onwards you can claim the gym membership back based on the policy. We believe in offering you the services, support and tools you need to live your best life. 1. Approval form is available from CBHS. The memberships ordinarily cost $400 per year and the employer pays $200. Why CBHS: Why join CBHS; Testimonials & stories; Member-owned fund; Why do I necessity residential dental insurance? Health insurance interpreted: Checking your benefit; Switching health insurance vendors; Expecting. Also, where a member upgrades their cover, they must wait for 12 months tofor the CBHS Member Centre. Weight management programs are also available under health management programs. au or contact Member Care on 1300 654 123. You'll find your membership number on this card. Studying in Europe? CBHS offers highly and affordable International Overseas Students Health Cover. Claiming with Apple. *A benefit is not payable in respect of a service that was rendered to a member if the services can be claimable from any other source. 3. Get a quick quote. 800-229-3050. CBHS Member numberIf you’d like to start using cardless claiming, get in touch with your healthcare providers or local practice to find out if they’ve introduced Commbank Smart Health to their clinic. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by If you hold an active CBHS membership with an Extras component on 31 May 2020, you will automatically receive a refund of 30% of your Extras cover premium for May by 9 June 2020. au or contact Member Care on 1300 654 123. Volunteers Needed! 2022 - 2023 CBHS All Sports Athletic Event PackagesThe health and happiness of our member community is at the heart of everything we do, and we appreciate that things have been tough. agreement with CBHS, you reduce, if not eliminate, out-of-pocket expenses for hospital fees. 1. Join on Hospital and Extras to get 6 weeks free & no waiting period on Extras ^. Or mail your claims to us: CBHS Health Fund Limited. At CBHS we help you manage your health challenges. The Health Management Program Authorisation (HMPA) form can be downloaded here. 1. au or contact Member Care on 1300 654 123. Health care aids. Must be approved by CBHS. (24 hours) 7 Winston Avenue, Papanui, Christchurch 8053. You may not be eligible for CBHS Health Fund, but check out our sister fund CBHS Corporate Health. We can. Must be approved by CBHS. Health & wellbeing: Info health & your; Healthy lives; News and resourcing; Get maintenance: Info getting care; Before you stay in hospital;. 1. Committed to great insurance With CBHS Corporate Health, you get affordable premiums award-winning hospital cover and an extensive range of health and wellness benefits. holds an agreement with CBHS, you reduce, if not eliminate, out-of-pocket expenses for hospital fees. Supposing you take any a regarding claiming, please call our Member Taking team on 1300 586 462. CBHS services team. 3. com. Reduced risk of cardiovascular disease. Email: hca1915iservices@hca. Details about Wrestling: vs. CBHS can only pay a benefit for gym membership/personal trainer where the gym/ personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. Must be approved by CBHS. info About this app arrow_forward CBHS Health Fund has been providing care and support to CBA Group employees, ex-employees and their families for over 65 years, and currently covers more than. 1. We also want to make sure you’re covered for medical costs in case of sickness or an accident. wa. Medical (e. Receipts. Simply call 1300 654 123. Less risk of diabetes. 2. 1. To claim for a Health Management Program (other than Healthy Weight for Life or Exercise & Gym programs), complete our claim form and include original receipts showing: dates the program was started and completed date the invoice or receipt was issued. CBHS International Health offers affordable health cover for workers and students, including 24/7 phone support with an interpreter service and more. We'll keep your details on file for seven years after cancelling your membership, and you may contact us to claim your refund at any point during this time. Each sponsor will receive a 6ft long by 3 ft wide banner to be displayed on 9 ft long by 6 ft wide fence section lining the football field (prime advertising real estate to advertise your business) AND a 3 ft long x 2 ft wide poster that will be displayed inside the CBHS gym. Generally, your hospital will bill us upfront. Each Better Living Program is subject to its own eligibility criteria. com. The Member Centre allows you to make a claim, update details, get a benefit quote and check your benefit limits online anytime. CBHS member Eileen has ditched her gym membership and maintained her health and fitness with online sessions from the Health Hub. If you have a pre-existing condition, a waiting period of 12 months will apply before we will pay hospital or medical benefits towards any treatment for that condition. You can lodge your claim online by logging on to the CBHS Member Centre and uploading. How to Claim? Download Claim Forms; Fraud and Vigilance; Access Gap Search;. Discover the Brotherhood at CBHS!Claiming with CBHS Corporate Health is fast, simple and efficient. What do I need to claim for health management services? If you’re claiming for health management services such as gym memberships and personal training, you’ll need to have your GP, specialist, or allied health service provider complete a Health Management Program (HMP) Authorisation Form. How to claim; Find a provider: Hospital seek; Access Gap Cover; HICAPS donor search. Must be approved by CBHS. | At CBHS Health, we are driven by one simple goal. HICAPS is an acronym for Health Industry Claims and Payments System. Medical providers. At CBHS we help you manage your health challenges. Visit CBHS Corporate Health If you have any questions, our friendly team is ready to assist you.